diff --git a/packages/flutter/lib/src/material/refresh_indicator.dart b/packages/flutter/lib/src/material/refresh_indicator.dart
index 08d6c33002..41d89ceaa7 100644
--- a/packages/flutter/lib/src/material/refresh_indicator.dart
+++ b/packages/flutter/lib/src/material/refresh_indicator.dart
@@ -5,8 +5,8 @@
 import 'dart:async';
 import 'dart:math' as math;
 
+import 'package:flutter/cupertino.dart';
 import 'package:flutter/foundation.dart' show clampDouble;
-import 'package:flutter/widgets.dart';
 
 import 'debug.dart';
 import 'material_localizations.dart';
@@ -59,6 +59,8 @@ enum RefreshIndicatorTriggerMode {
   onEdge,
 }
 
+enum _IndicatorType { material, adaptive }
+
 /// A widget that supports the Material "swipe to refresh" idiom.
 ///
 /// {@youtube 560 315 https://www.youtube.com/watch?v=ORApMlzwMdM}
@@ -138,7 +140,38 @@ class RefreshIndicator extends StatefulWidget {
     this.semanticsValue,
     this.strokeWidth = RefreshProgressIndicator.defaultStrokeWidth,
     this.triggerMode = RefreshIndicatorTriggerMode.onEdge,
-  });
+  }) : _indicatorType = _IndicatorType.material;
+
+  /// Creates an adaptive [RefreshIndicator] based on whether the target
+  /// platform is iOS or macOS, following Material design's
+  /// [Cross-platform guidelines](https://material.io/design/platform-guidance/cross-platform-adaptation.html).
+  ///
+  /// When the descendant overscrolls, a different spinning progress indicator
+  /// is shown depending on platform. On iOS and macOS,
+  /// [CupertinoActivityIndicator] is shown, but on all other platforms,
+  /// [CircularProgressIndicator] appears.
+  ///
+  /// If a [CupertinoActivityIndicator] is shown, the following parameters are ignored:
+  /// [backgroundColor], [semanticsLabel], [semanticsValue], [strokeWidth].
+  ///
+  /// The target platform is based on the current [Theme]: [ThemeData.platform].
+  ///
+  /// Noteably the scrollable widget itself will have slightly different behavior
+  /// from [CupertinoSliverRefreshControl], due to a difference in structure.
+  const RefreshIndicator.adaptive({
+    super.key,
+    required this.child,
+    this.displacement = 40.0,
+    this.edgeOffset = 0.0,
+    required this.onRefresh,
+    this.color,
+    this.backgroundColor,
+    this.notificationPredicate = defaultScrollNotificationPredicate,
+    this.semanticsLabel,
+    this.semanticsValue,
+    this.strokeWidth = RefreshProgressIndicator.defaultStrokeWidth,
+    this.triggerMode = RefreshIndicatorTriggerMode.onEdge,
+  }) : _indicatorType = _IndicatorType.adaptive;
 
   /// The widget below this widget in the tree.
   ///
@@ -207,6 +240,8 @@ class RefreshIndicator extends StatefulWidget {
   /// By default, the value of [strokeWidth] is 2.0 pixels.
   final double strokeWidth;
 
+  final _IndicatorType _indicatorType;
+
   /// Defines how this [RefreshIndicator] can be triggered when users overscroll.
   ///
   /// The [RefreshIndicator] can be pulled out in two cases,
@@ -555,7 +590,7 @@ class RefreshIndicatorState extends State<RefreshIndicator> with TickerProviderS
                 child: AnimatedBuilder(
                   animation: _positionController,
                   builder: (BuildContext context, Widget? child) {
-                    return RefreshProgressIndicator(
+                    final Widget materialIndicator = RefreshProgressIndicator(
                       semanticsLabel: widget.semanticsLabel ?? MaterialLocalizations.of(context).refreshIndicatorSemanticLabel,
                       semanticsValue: widget.semanticsValue,
                       value: showIndeterminateIndicator ? null : _value.value,
@@ -563,6 +598,29 @@ class RefreshIndicatorState extends State<RefreshIndicator> with TickerProviderS
                       backgroundColor: widget.backgroundColor,
                       strokeWidth: widget.strokeWidth,
                     );
+
+                    final Widget cupertinoIndicator = CupertinoActivityIndicator(
+                      color: widget.color,
+                    );
+
+                    switch(widget._indicatorType) {
+                      case _IndicatorType.material:
+                        return materialIndicator;
+
+                      case _IndicatorType.adaptive: {
+                        final ThemeData theme = Theme.of(context);
+                        switch (theme.platform) {
+                          case TargetPlatform.android:
+                          case TargetPlatform.fuchsia:
+                          case TargetPlatform.linux:
+                          case TargetPlatform.windows:
+                            return materialIndicator;
+                          case TargetPlatform.iOS:
+                          case TargetPlatform.macOS:
+                            return cupertinoIndicator;
+                        }
+                      }
+                    }
                   },
                 ),
               ),
diff --git a/packages/flutter/test/material/refresh_indicator_test.dart b/packages/flutter/test/material/refresh_indicator_test.dart
index f1271a6026..d1cd626be1 100644
--- a/packages/flutter/test/material/refresh_indicator_test.dart
+++ b/packages/flutter/test/material/refresh_indicator_test.dart
@@ -4,6 +4,7 @@
 
 import 'dart:async';
 
+import 'package:flutter/cupertino.dart';
 import 'package:flutter/foundation.dart';
 import 'package:flutter/material.dart';
 import 'package:flutter_test/flutter_test.dart';
@@ -792,6 +793,48 @@ void main() {
     expect(refreshCalled, false);
   });
 
+  testWidgets('RefreshIndicator.adaptive', (WidgetTester tester) async {
+    Widget buildFrame(TargetPlatform platform) {
+      return MaterialApp(
+        theme: ThemeData(platform: platform),
+        home: RefreshIndicator.adaptive(
+          onRefresh: refresh,
+          child: ListView(
+            physics: const AlwaysScrollableScrollPhysics(),
+            children: <String>['A', 'B', 'C', 'D', 'E', 'F'].map<Widget>((String item) {
+              return SizedBox(
+                height: 200.0,
+                child: Text(item),
+              );
+            }).toList(),
+          ),
+        ),
+      );
+    }
+
+    for (final TargetPlatform platform in <TargetPlatform>[ TargetPlatform.iOS, TargetPlatform.macOS ]) {
+      await tester.pumpWidget(buildFrame(platform));
+      await tester.pumpAndSettle(); // Finish the theme change animation.
+      await tester.fling(find.text('A'), const Offset(0.0, 300.0), 1000.0);
+      await tester.pump();
+
+      expect(find.byType(CupertinoActivityIndicator), findsOneWidget);
+      expect(find.byType(RefreshProgressIndicator), findsNothing);
+    }
+
+    for (final TargetPlatform platform in <TargetPlatform>[ TargetPlatform.android, TargetPlatform.fuchsia, TargetPlatform.linux, TargetPlatform.windows ]) {
+      await tester.pumpWidget(buildFrame(platform));
+      await tester.pumpAndSettle(); // Finish the theme change animation.
+      await tester.fling(find.text('A'), const Offset(0.0, 300.0), 1000.0);
+      await tester.pump();
+
+      expect(tester.getSemantics(find.byType(RefreshProgressIndicator)), matchesSemantics(
+        label: 'Refresh',
+      ));
+      expect(find.byType(CupertinoActivityIndicator), findsNothing);
+    }
+  });
+
   testWidgets('RefreshIndicator color defaults to ColorScheme.primary', (WidgetTester tester) async {
     const Color primaryColor = Color(0xff4caf50);
     final ThemeData theme = ThemeData.from(colorScheme: const ColorScheme.light().copyWith(primary: primaryColor));